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Are Automatic Renewals Legal?

Many states have laws that restrict the ability of a service provider to automatically renew a consumer’s contract for services.  For example, the law in New York provides that a contract for service will not lawfully renew unless the company providing the service gives written notice to the consumer, which notice must call to the attention of the consumer the automatic renewal provision in the contract.  Under this New York law, the written notice must be provided to the consumer at least fifteen, but not more than thirty days prior to the expiration of the consumer’s existing contract.

Many companies that provide services to consumers have provisions in their contracts which state that the consumer’s subscription or service package automatically renews when it expires.  The state laws are designed to prevent prejudice to the consumers, who may not know about the automatic renewal provision because it is buried in fine print, or is found in some hard-to-reach place on the company’s website, which is why many states require the company providing the service to give written notice to the consumer, which calls attention to the automatic renewal provision.  In practice, many companies fail to provide written notice to their consumers that their contracts are being renewed.

The typical example is where someone has a one-year subscription, which they reasonably assume ends after the year, without the consumer having to do anything affirmative to avoid having the contract automatically renewed when it expires.  This makes common sense:  if you purchase a year-long subscription to something, you should not have to call the company or do something affirmative in order for that contract not to be renewed for another year when it expires.  The laws are designed to protect the consumers by requiring the companies to give them notice that their contract will be renewed automatically.  Unfortunately, many companies fail to abide by the law and unsuspecting consumes find themselves automatically enrolled in another term of their contract. 

By way of illustration, a person who subscribed to XM Satellite Radio for his car  (e.g., a three-year subscription) was automatically renewed (and charged) for another three-year subscription, even though he did not own the car anymore, because he was never notified that he was supposed to call XM and tell the company that he did not want to renew for another subscription.

If you or someone you know has been affected by a company automatically renewing a contract, which you otherwise had reason to believe was expired, please contact us to discuss your rights. 

  • Marta Musich

    My mother signed a contract the she thought was just a three year contract. When I spoke with Mitchell Internation they said we have an automatic renewal. I spoke with the company and told them I did not want to renew. Thought everything was taken care. Then we recieved another subscription and bill. I call them back and told them that we had cancelled on the phone. I was told we had to do it in writing. I wrote a letter and told them to cancel. Recieved another subscriptiona and bill. Called them back and they said the letter had to be recieved prior to renewal. Is there anything that can be done. I am not going to pay they said they are goint to sue.
    Thank you, Marta

  • teresa christensen

    i have an alarm lease, contract signed in 2001, so small cant read. called to give notice of change to a newer company with newer technology. wont let me out due to auto renew for 2 year terms following my 5 year contract. did not know about it. can he do this? wants me to pay 250.00 to end it.

  • Beth Edwards

    I have an auto-renew policy with a company out of NY. We received NO written notice, yet the have turned us over to collections! How do I fight this?

  • Michael H. Scaletta

    The very information about auto contract renewals was found in your Blog, and your example, XM Satellite Radio was the company in question!….. Thanks, Mike S.
    Ps. Live in NC; what is the law here about auto renewal contracts?